PCP Claim UK
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14 million car finance agreements affected. £8.2 billion in estimated payouts.

Start your free agreement check

You could be owed £2,100 for mis-sold car finance!*

STEP 1 OF 4 ABOUT YOU

Your personal details help us find finance agreements that may qualify for a refund. Please use your full legal name as it appears on your passport or driving licence.

DATE OF BIRTH

What happens after you submit your details?

  • We review your information against potential PCP and HP mis-selling issues.
  • You’ll hear from us about next steps and any further details needed.

Frequently Asked Questions

What is a car finance claim?
A car finance claim allows you to seek compensation if your car finance agreement was mis-sold. Many drivers unknowingly paid inflated interest rates due to hidden commissions paid to dealers or brokers. If you weren’t fully informed about your agreement’s commissions, you could be owed on average £700 in compensation per agreement.
What if I no longer have my documents?
Don’t worry. Our agreement finder locates eligible finance agreements using your details, and we take over the process for you. You don’t need to hold any documents yourself.
What is the average claim?
The average successful claim is around £700 per mis-sold finance agreement, though the amount can vary depending on your circumstances and the commission involved. The £700 figure comes from the Financial Conduct Authority’s publication dated 7th October 2025.
Can I claim for multiple vehicles?
Absolutely. If you financed more than one vehicle, you may be eligible to claim for each mis-sold agreement. Each claim is handled separately, so you could recover compensation for every mis-sold PCP or HP agreement you’ve had.
Which lenders can I claim against?

We pursue claims against many UK lenders.

  • Alphabet
  • Aldermore Bank Asset Finance
  • Alphera Financial Services
  • Audi Finance
  • Barclays Bank SAU
  • Barclays Partner Finance
  • Bentley Finance
  • BMW Finance
  • Blackhorse
  • Blue Motor Finance
  • CA Auto Finance
  • Chrysler Financial Services
  • Citroen Financial Services
  • Close Brothers
  • Close Brothers Motor Finance
  • Clydesdale Finance
  • DS Financial Services
  • FCA Automotive Services UK
  • FCE Bank
  • Fiat 2-Easy
  • Fiat Financial Services
  • Ford Credit
  • Honda Finance Europe
  • Hitachi Capital Consumer Finance
  • Hitachi Capital Vehicle Solutions
  • Hyundai Capital UK
  • Jaguar
  • Jeep Financial Services
  • Kia Finance
  • Lamborghini Finance
  • Land Rover Finance
  • Mann Island
  • Maserati Financial Services
  • Mercedes-Benz Financial Services
  • Mitsubishi HC Capital UK
  • Mobilize Financial Services
  • Motonovo Finance
  • N.I.I.B T/A Northridge Finance
  • Nissan Finance
  • Novuna Personal Finance
  • Paragon Car Finance
  • Peugeot Financial Services
  • Porsche Finance
  • PSA Finance UK
  • RCI Financial Services
  • Renault Finance
  • Santander Consumer (UK)
  • SEAT Finance
  • Shogun Finance Ltd
  • Skoda Finance
  • Startline Motor Finance
  • Stellantis Financial Services
  • Suzuki Financial Services
  • Toyota Financial Services
  • Vauxhall Finance (GMAC)
  • Volkswagen Finance
  • Volvo Financial Services